5 Potential Downsides of Using a Target Date Fund

Are you a current or former Gartner employee with a 401(k) enrolled in Vanguard’s Target Date Funds? In this video, we break down three major reasons why those default investments may not be aligned with your retirement goals — and what you can do about it.

These “set-it-and-forget-it” strategies might seem convenient, but they’re based on just one thing: your date of birth. We’ll explore:

Why that lack of personalization could cost you

How limited investment choices affect your performance

What problems arise when it’s time to take income in retirement

🎯 This video is especially important if you:

Work at Gartner in Stamford or anywhere in Connecticut

Are in your 40s, 50s, or 60s and serious about retirement planning

Have over $500k in your 401(k) and want to make smarter investment decisions

🧠 Learn how to build a smarter retirement income plan that fits your goals, risk tolerance, and entire financial picture.

📍 Serving Gartner employees in:
Milford CT | Stamford CT | Orange CT | Westport CT | Norwalk CT | Fairfield County & beyond

🗣️ Have a question about your 401(k)? Drop it in the comments — or head to our website for more personalized resources.

Don’t just retire. Retire smarter. Subscribe now and join the journey.

----

Schedule a one-on-one personalized strategy call with Brian:
https://skinnerwealthstrategies.com/m...

Connect With Brian:

Website: https://skinnerwealthstrategies.com
LinkedIn:   / brian-skinner-cfp%c2%ae-crpc%c2%ae-386a5a23  
Email: [email protected]