Investment Strategy to Build ₹1 Crore to ₹5 Crore? | SIP vs Lumpsum | Investing | PS Chandrashekar

Welcome to SocialPost Finance! In this essential video, Nihal hosts PS Chandrashekar, a Mutual Fund Distributor, to discuss how ordinary investors can generate a substantial corpus ranging from ₹1 Crore (1 CR) up to ₹5 Crores (5 CR).

We dive deep into the specific amounts required to achieve these significant wealth goals using two primary investment methods: Systematic Investment Plans (SIP) and Lumpsum investments. The goal is to help those who wish to create significant wealth over the long term.


What You Will Learn (25-Year Tenure, 12% Illustrative Returns):

The discussion explores the required investments assuming a 25-year investment period and calculating potential returns based on a historical average of 12%.

• ₹1 Crore Goal (1 CR):

◦ SIP: Invest ₹5,270 per month (approx. ₹5,300). The total invested amount would be approximately ₹15,81,000.
◦ Lumpsum: Invest ₹6 Lakhs once and leave it for 25 years.

• ₹2 Crores Goal (2 CR):

◦ SIP: Invest ₹10,540 per month. The total invested amount via SIP would be ₹31.62 Lakhs.
◦ Lumpsum: Invest ₹12 Lakhs.

• ₹3 Crores Goal (3 CR):

◦ SIP: Invest ₹15,809 per month. The total invested amount would be ₹47.43 Lakhs.
◦ Lumpsum: Invest ₹18 Lakhs.

• ₹4 Crores Goal (4 CR):

◦ SIP: Invest ₹21,000 per month. The total invested amount would be ₹63.24 Lakhs.
◦ Lumpsum: Invest ₹24 Lakhs.

• ₹5 Crores Goal (5 CR):

◦ SIP: Invest ₹26,400 per month. The total invested SIP amount would be approximately ₹79 Lakhs.
◦ Lumpsum: Invest ₹30 Lakhs.

Key Insights & Disclaimer:

Mutual funds are always considered a long-term strategy. While there may be fluctuations (ups and downs) in the short term—for example, the first two to four years might not show growth—historical data suggests average returns often fall within the 12% to 15% range over the longer run.

Disclaimer: The figures discussed are for illustration purposes only, utilizing historical data. Mutual funds are subject to market risks, and the returns discussed are not guaranteed. Investors must fully understand the risks involved before making investment decisions.

Watch now to learn the simple strategies for building a significant financial corpus through systematic or lump sum investments!

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Investment Strategy to Build ₹1 Crore to ₹5 Crore? | SIP vs Lumpsum | Investing | PS Chandrashekar
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