Do This After You Get Paid (Paycheck Routine)

Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions.

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Resources Mentioned
Brian Feroldi’s Emergency Fund Size Formula: https://x.com/BrianFeroldi/status/168...
Wealthfront: Get $5k managed free: https://chrishutchins.com/wealthfront
Daffy: Get free $25 for charity: https://chrishutchins.com/daffy
Frec Direct Indexing: https://frec.com

Full Show Notes
00:00 Introduction
00:40 Step 1: Operating Cash
03:52 Step 2: Employer Match
04:58 Step 3: Urgent Debt Payoff
06:35 Step 4: Safety Net
12:57 Step 5: Short-Term Goals Fund
14:38 Step 6: Debt Review
16:49 Step 7: Tax-Advantaged Investing
20:16 Step 8: Brokerage Investing
28:50 Step 9: Education Investing
29:56 Step 10: Optional Debt
30:44 Why You Should Prioritize Liquidity
35:59 Types of Alternative Cash Savings
38:59 The Margin Call
41:53 Listener Q1: Strategy for Using Money from House Sale
45:17 Listener Q2: How to Leverage Tax-Loss Harvesting
49:55 Listener Q3: Effective Ways to Manage Your Investment Portfolio
54:21 Listener Q4: Thoughts on Financial Advisors

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