Stop Wasting Money, Start Building Wealth! Ft. Sanjay Kathuria

Learn the simple, repeatable money habits that compound into real wealth—no hacks, no fluff. This episode covers pay‑yourself‑first automation, 50/30/20 cashflow, anti‑impulse rules, skill stacking, and a weekly money review that keeps net worth rising. Perfect for beginners and professionals who want a practical roadmap to financial freedom. Timestamps: 00:00 intro, 01:12 mindset shift, 03:45 pay‑yourself‑first, 06:10 zero‑based plan, 09:00 anti‑impulse 48‑hour rule, 12:20 income upgrade (skills), 15:05 invest on autopilot (SIP/ETFs), 18:40 debt snowball, 22:00 weekly money review, 25:10 action plan.

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