How I made this Big CPF Achievement! Plus a New CPF Hack!
Автор: 1M65
Загружено: 2025-12-17
Просмотров: 23727
My Big CPF Achievement!
At 53 years old, I’ve already achieved the Enhanced Retirement Sum (ERS) for the 2027 cohort — inside my Special Account, two years before CPF Retirement Accounts are even formed.
This didn’t happen by luck.
In this video, I break down exactly how I did it:
Why starting CPF SA top-ups in my late 20s changed everything
How meeting Mr Soh Chin Heng (former Deputy CEO of CPF Board) shaped my CPF strategy early
Why I deliberately gave up private property and condo dreams to prioritise certainty
How working two jobs for several years accelerated my CPF contributions
Why I never invested my Special Account — and why 4% risk-free returns beat most alternatives
How ERS today can translate into over $90,000 a year in retirement income
I also cover an important policy update:
The Basic Healthcare Sum (BHS) is rising from $75,500 to $79,000, creating new tax-saving opportunities that many people overlook.
If you’re serious about retirement, this is not theory — this is execution.
Watch till the end to understand why CPF, when used correctly, is one of the most powerful and no-regret wealth systems in Singapore.
#1M65
#CPF
#ERS
#EnhancedRetirementSum
#CPFStrategy
#RetirementPlanning
#SingaporeFinance
#FinancialIndependence
#CPFSA
#NoRegretMoves
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