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How I made this Big CPF Achievement! Plus a New CPF Hack!

Автор: 1M65

Загружено: 2025-12-17

Просмотров: 23727

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My Big CPF Achievement!
At 53 years old, I’ve already achieved the Enhanced Retirement Sum (ERS) for the 2027 cohort — inside my Special Account, two years before CPF Retirement Accounts are even formed.

This didn’t happen by luck.

In this video, I break down exactly how I did it:

Why starting CPF SA top-ups in my late 20s changed everything

How meeting Mr Soh Chin Heng (former Deputy CEO of CPF Board) shaped my CPF strategy early

Why I deliberately gave up private property and condo dreams to prioritise certainty

How working two jobs for several years accelerated my CPF contributions

Why I never invested my Special Account — and why 4% risk-free returns beat most alternatives

How ERS today can translate into over $90,000 a year in retirement income

I also cover an important policy update:
The Basic Healthcare Sum (BHS) is rising from $75,500 to $79,000, creating new tax-saving opportunities that many people overlook.

If you’re serious about retirement, this is not theory — this is execution.

Watch till the end to understand why CPF, when used correctly, is one of the most powerful and no-regret wealth systems in Singapore.



#1M65
#CPF
#ERS
#EnhancedRetirementSum
#CPFStrategy
#RetirementPlanning
#SingaporeFinance
#FinancialIndependence
#CPFSA
#NoRegretMoves

How I made this Big CPF Achievement! Plus a New CPF Hack!

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