The 60+ Texas Programs Your Realtor Has Never Heard Of (That Could Save You $10,000s)

60+ Texas programs exist to help first-time homebuyers, but most realtors never mention them. Here's why - and more importantly, here's what the programs actually are and how to access them.
In this video, you'll discover:

The real reason realtors don't tell you about these programs (and it's not what you think)
How to stack multiple programs together to save $10,000-$50,000+ on your home purchase
Which programs work with lower credit scores, higher incomes, and different employment situations
The strategic timeline to access these programs and be in your home by next Thanksgiving

I've helped over 6,000 Texas families get keys by specializing in these first-time buyer programs. Most thought homeownership was years away - until they learned what was actually available to them.
Resources mentioned: Ready to find out which programs YOU qualify for? Register to my free webinar now.

TIMESTAMPS:

0:00 - 2:18
Over 60 special programs exist in Texas to help first-time buyers.

2:18 - 5:39
Realtors often don't know about these programs, avoid the extra work, and don't receive financial incentives to use them.

5:39 - 6:51
Category 1: Down Payment Assistance programs, like T-Shack (up to 5% of loan amount) and USDA 100% financing.

6:51 - 13:35
Category 2-5: Includes interest rate buydowns, closing cost assistance, property tax reductions, and specialized programs for teachers, nurses, and veterans.

13:35 - 16:19
Misconceptions include believing income is too high, the process is too complicated/like NACA, or that the home will have too many restrictions.

16:19 - 20:00
Examples show strategic program stacking can result in zero down payment and zero closing costs, plus long-term tax savings.

20:01 - 23:29
The 90-day process involves getting real FICO 4 credit scores, income verification, program matching, strategic application, lender connection, and timeline management.

23:29 - 25:16
November is the perfect time to start because annual funding for many programs resets, and competition is lower

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