What Happens If the Appraisal Comes in Low?

🌟Don’t Panic! 3 Moves When Your Home Appraisal is Low

📢 Don’t Panic! 🛑 A low appraisal doesn’t mean your home purchase is dead in the water.

In this quick, practical short, Loan Officer Kris McCullough (Retired U.S. Marine & Owner of the KDM Team) breaks down 3 smart moves you can make if your appraisal comes in low:

1️⃣ Renegotiate with the seller — lower the price to match the appraised value
2️⃣ Cover the gap — pay the difference out of pocket or explore lender solutions
3️⃣ Reconsideration of Value (ROV) — challenge the appraisal with stronger comps

Delivered in a clear, confident, no-drama style, this short gives homebuyers the tools to respond quickly and strategically to appraisal surprises.

Perfect for first-time buyers, seasoned homebuyers, and real estate agents who want to be prepared when the appraisal comes in short of expectations.

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Kris McCullough
📱 Call/Text: 951.387.0037
📧 Email: KrisM@PatriotPacific.com
🌐 www.KrisMcCullough.com
NMLS#1756904 | DRE#01985953

Patriot Pacific Financial Corp
NMLS#1921615 | DRE#02103516

📌 Facebook: @KDMLendingTeam
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