Episode 76 - Planning for the Unexpected

One of the most common questions we get is around how to plan for the unexpected, and today Laura and Jeremiah are tackling the complexities of navigating unexpected life events from a financial planning perspective.

They explore how life pivots—whether it’s an unexpected inheritance, business sale, or personal loss—can reshape retirement plans and long-term goals. The conversation underscores the role of financial advisors as thought partners who help clients maintain financial hygiene, revise their strategies, and communicate openly about goals as life changes unfold.

In this episode:

You can’t plan for the unexpected, but you can prepare for it.

Financial advisors should be thought partners, not just money managers.

An unexpected inheritance can significantly shift a retirement plan.

Life pivots often require a revision of life goals and financial strategies.

Open, ongoing conversations about money are essential.

Maintaining financial hygiene—like building an emergency fund—is key.

Clear financial visibility empowers better decision-making during transitions.

Supporting survivor spouses is crucial in times of loss.

Creating a safe space for financial dialogue can strengthen relationships.

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Connect with Jeremiah:

LinkedIn:   / jeremiahjlee  
Email: [email protected]

Connect with Laura:

LinkedIn:   / laura-lee-59a83610  
Email: [email protected]

Connect with Randy:

LinkedIn:   / rkbarkley  
Email: [email protected]

Information and ideas discussed are general comments and cannot be relied upon as pertaining to your specific situation, do not constitute legal/financial advice, and do not create an attorney-client or fiduciary relationship. Examples discussed are fictional. You should consult your own advisor/attorney and do your own diligence prior to making any decisions. Investments involve risk and the possibility of loss, including the loss of principal. All situations are different, and results may vary. Randy Barkley is a life insurance agent CA license # 0518567 and Jeremiah Lee is a California licensed attorney and is responsible for this communication. Advisory services offered through TriCord Advisors, Inc., a Registered Investment Advisory firm.