How to Create a 3 Fund Portfolio | A Beginner's Guide

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0:00 3-Fund Portfolio
2:22 What is a 3-Fund Portfolio
4:20 Is a 3-Fund Portfolio diversified?
8:21 Historical Returns of a 3-Fund Portfolio
13:42 How to Create a 3-Fund Portfolio
18:00 What mutual funds or ETFs to Use
20:40 M1 Finance & 3-Fund Portfolio
26:28 How to increase returns

A three fund portfolio is a simple approach to investing that, as the name suggests, involves just three mutual funds or exchange-traded funds. In just three funds, an investor can build a diversified, low cost portfolio that's easy to manage.

Popularized by the Bogleheads, the three fund portfolio is one of several "Lazy Portfolios." You don't let the Simplicity fool you. A three fund portfolio has outperformed most comparable actively managed portfolios Over the past several decades. In this article, we'll look at what comprises a 3-fund portfolio, its diversification, its historical returns, and how to easily build a 3-fund portfolio. We'll also look at a few ways you can supercharge the returns with a significant increase to volatility by adding a few more funds to the mix.

#3fundportfolio #bogleheads #lazyportfolios

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While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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