Education Funding in Canada (Part 1) | RESP Basics, Planning & Saving Strategies

In Part 1 of this two-part series, Phil Drouin, CFP®, and Chris Ferris, CFP®, CFA®, walk through the accumulation phase of education savings in Canada — helping parents understand how to set goals, estimate education costs, and build an RESP strategy.

Topics include:
Costs to consider
RESP rules, grants, and contribution limits
Family vs. individual RESPs
Catch-up rules and investment options
Alternatives like TFSAs and scholarship trusts

Whether you're just getting started or refining your strategy, this episode lays the groundwork for tax-efficient education saving.

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