What Is An IUL (Indexed Universal Life) | What Does It Mean To “Max-Fund” An IUL?

A properly structured max-funded IUL policy helps you accumulate and access your money totally income tax-free. But what is an IUL policy? In this episode, I will help you understand the meaning of IUL and what it means to max-fund it.

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Doug Andrew

Key Moments In This Episode
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00:00 Intro & Summary
01:29 When Did IUL Policy Began
02:05 What With Mutual Funds
03:02 What Is In The Internal Revenue Code Sections
04:25 What Is Indexed Universal Life
05:16 How Does Index Universal Life Insurance Work
06:00 How Indexed Universal Life Insurance Is Structured
07:18 What Will Happen If You Violate The Definitions Of The Codes
08:00 What Is TEFRA And DEFRA In Simple Terms
08:24 What Is Good About TEFRA And DEFRA
09:05 What Is The Cost Of Insurance If Done Right
10:28 What Is TAMRA
10:58 What Does It Mean To Use IUL
11:20 What You Can Do To Earn Higher
12:30 How 1% Difference Is Money
13:36 How Money Works In Indexed Universal Life To Comply With TAMRA
14:26 What Terms Do IUL Professionals Are Using
15:24 What Do You Do By Complying With TAMRA In An IUL Policy
15:55 How To Learn More

What To Watch Next
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Who Is The Ideal Candidate For A Max Funded IUL Policy?
   • Who Is The Ideal Candidate For A Max Funde...  

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