OAS & CPP Changes For Year 2025 – Know Changes In Dates, Age & Eligibility
Автор: ZSHOW
Загружено: 2025-08-05
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In this video, we explore the key changes to Canada’s Old Age Security (OAS) and Canada Pension Plan (CPP) coming into effect in 2025, including updates to payment dates, eligibility rules, and age options. CPP monthly payments launched in January with an indexed increase of 2.7%, raising the maximum to $1,433/month at age 65
OAS benefits, adjusted quarterly for inflation, rose by 1.0% for July–September 2025, lifting the maximum to $734.95/month for ages 65–74 and $808.45 at 75+
Meanwhile, CPP eligibility remains ages 60–70, but new phased enhancements—including expanded contribution limits and a gradual shift toward replacing up to 33.33% of lifetime earnings—continue rolling out through 2025
Government proposals are also reviewing a gradual increase of the OAS eligibility age from 65 to 67 by 2029, though no law is in force yet.
The video breaks down how these reforms impact eligibility timing, monthly amounts, deferral benefits, and rising contribution rates—offering vital insights for current and future retirees.
#CPP2025 #OAS2025 #CanadaPensions #RetirementChanges #CPPEligibility #OASUpdates #SeniorIncome #CanadaBenefits
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