The Collapse of Capital Bank: What Really Happened?

The Pastor, the Bank, and the Missing Millions: The Collapse of Capital Bank Ghana | Full Documentary
What really caused the collapse of Capital Bank Ghana? How did a once-promising local bank—backed by one of Ghana’s most respected pastors—fall so hard, so fast?

In this explosive documentary, we uncover the full story behind Capital Bank’s rise and dramatic fall. From Pastor Mensa Otabil’s controversial role as board chairman, to Ato Essien’s GHS 620 million bailout scandal, to the courtroom drama and 15-year prison sentence—this video breaks down everything.

🔍 What you’ll learn:
• The hidden story behind the rise of Capital Bank
• How bailout funds meant to save the bank were misused
• The role of Pastor Otabil—and why his silence sparked public outrage
• The massive impact this collapse had on Ghana’s entire banking sector
• Where the key players are now—and what we can learn from it all
📌 This is not just a story about banking. It's about leadership, trust, and accountability in Ghana’s financial and religious systems.

Timestamps
0:00 - Intro
01:05 - The Beginning
03:50 - The Role of Pastor Mensa Otabil
07:09 - What Really Caused the Collapse
10:52 - Legal Battles
14:11 - Financial Sector Review
17:51 - Outro

Sources & References:

🔗 [Revealed: Mensa Otabil, shareholders took about GHC450m from Capital Bank](https://www.ghanaweb.com/GhanaHomePag...)

🔗 [Capital Bank board squandered BoG cash – Report](https://citinewsroom.com/2018/08/capi...)

🔗 [BoG Press Release – Grand Final August 2018](https://www.bog.gov.gh/wp-content/upl...)

🔗 [Bank of Ghana: Financial Sector Cleanup – Frequently Asked Questions (2024)](https://www.bog.gov.gh/wp-content/upl...)

🔗 [I wasn’t responsible for daily operations of Capital Bank – Otabil](https://citinewsroom.com/2018/08/i-wa...)

🔗 [How Capital Bank blew GH¢620m – The inside story](https://www.ghanaweb.com/GhanaHomePag...)

🔗 [Capital Bank collapse: I’m cooperating with EOCO’s investigation – Otabil](https://citinewsroom.com/2018/08/capi...)

🔗 [BoG officials complicit in collapse of banks transferred](https://www.myjoyonline.com/bog-offic...)

🔗 [Former Capital Bank CEO’s 2014 memo predicting collapse](https://citifmonline.com/2017/08/form...)

🔗 [Capital Bank collapse: Board approved GH¢100m to All Time Capital – Former MD](https://www.graphic.com.gh/news/gener...)

🔗 [A tale of two governments: The rise and fall of Capital Bank and the fate of Ghanaian enterprise](https://citinewsroom.com/2025/02/a-ta...)

🔗 [Ato Essien, Donkor, others dragged to court over Capital Bank collapse](https://citinewsroom.com/2019/10/ato-...)

🔗 [Collapsed Capital Bank case: Ato Essien, 3 others granted GH¢800m bail](https://ghanaiantimes.com.gh/collapse...)

🔗 [BoG Press Release – Ethics and Internal Investigations Unit](https://www.bog.gov.gh/wp-content/upl...)

🔗 [One year of Capital Bank’s Africa journey](https://www.modernghana.com/news/7401...)

🔗 [Revocation of Licenses of SDIs – August 16, 2019](https://www.bog.gov.gh/wp-content/upl...)

🔗 [Governor’s Speech: BoG revokes licenses of 5 banks, establishes new indigenous bank](https://www.bog.gov.gh/wp-content/upl...)

🔗 [Banking Sector Report – January 2020](https://www.bog.gov.gh/wp-content/upl...)

🔗 [How BoG’s weak supervision resulted in Capital, UT Banks collapse](https://citinewsroom.com/2018/08/how-...)

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