Community Banking Rebooted: Stablecoins, Tech & the New Money Movement

Small & medium business owners: what your bank isn’t telling you about the future of banking + stablecoins 👉

Today, we talk to Keith Costello, Founder & CEO of Locality Bank, about why community banking still matters, how tech is changing the game, and what stablecoins mean for business owners.

In this episode, you’ll discover how a bank gets started, what it takes to serve entrepreneurs (not just corporations), and what opportunities are coming down the pike for payments, financing, and local business ecosystems.

💡 What You’ll Learn:
➡️ How Keith raised ~$40 million and opened a bank in ~1 year.
➡️ Why large banks might not be the best bet for your business.
➡️ The deal‑flow truth behind community banking and small/medium enterprises.
➡️ What stablecoins are and how they might shape business payments.
➡️ How Locality Bank makes money and why that matters to you.
➡️ Why tech + real human relationships win in banking for business owners.

🔊 Why Should You Watch?
If you’ve ever felt like your bank doesn’t get your business, this episode proves there’s another way. Tune in to hear how a banker with no hobbies but CrossFit and capitalism is rewriting the rules.

🕒 Chapters:
00:00 The Evolution of Banking: A New Approach
05:00 Starting a Bank: The Journey and Challenges
09:54 Keith Costello's Background: From Military to Banking
14:09 The Impact of Consolidation on Community Banking
16:52 Technology in Banking: A New Era
18:00 Understanding Stable Coins and Their Future
26:10 Revenue Streams for Community Banks
31:56 Connecting with Locality Bank: Final Thoughts
🔗 Links & Stuff That Matter:
Linkedin profile:   / keithcostello1  
[email protected]
Locality Bank Website: https://localitybank.com

👉 Hit the subscribe button and ring the bell so you don’t miss upcoming episodes that break the “business as usual” mold.


#SmallBusinessBanking #CommunityBank #StableCoins #Fintech #EntrepreneurLife #BusinessGrowth #LiquidLunchProject




banking, community bank, Locality Bank, Keith Costello, stable coins, technology in banking, small business loans, financial services, entrepreneurship, banking industry