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APRA lending changes, investing for kids, investment vs sell dilemma + more (ep849)

Автор: money money money

Загружено: 2025-12-08

Просмотров: 1392

Описание:

John Pidgeon and Rachelle Kroon from this is property join Glen James on today's show to break down APRA’s new debt-to-income ratio (DTI) lending changes coming February 2026 and some community questions.

00:40 - how to answer “what’s your expected salary?” for a new role
6:38 - what APRA’s DTI rules really mean and who will be affected
23:54 - navigating financial hardship & support options
30:25 - investing for kids and teens (check out our blog post below)
36:55 - smarter to sell or keep as an investment when upgrading the family home?

6 ways to invest for kids: https://www.moneypodcast.com.au/blog/...

Check out this is property:    / @thisisproperty  

#moneymoneymoney #australianproperty #APRA #mortgages #propertyinvesting #salarytalk #investingforkids #financialadvice #australianfinance #thisisproperty

money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.

Sphere Home Loans: https://www.spherehomeloans.com.au/

Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai

Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au...

This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.

Intro theme:
"Coal" by Hartley
Licensed via Shutterstock Music – royalty-free, commercial use permitted.
Community Segment Theme:
"Tuscan" by Geoffrey Jerrell
Licensed via Shutterstock Music – royalty-free, commercial use permitted.
Midroll Segment:
"Sunset Paradise (Pop)" by Monument_Music
Licensed via Pixabay Music – royalty-free for commercial use.
Outro Music:
"Photograph" by nomaBeats
Licensed via Pixabay Music – royalty-free for commercial use.
No copyright infringement intended. All music used under appropriate commercial licences.

APRA lending changes, investing for kids, investment vs sell dilemma + more (ep849)

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