Credit Score Explained | How to Increase Credit Score |
Автор: khottasikkaaaBFT
Загружено: 2025-10-15
Просмотров: 31
Credit Score Kya Hota Hai? Kaise Sudhaarein? | Full Guide in Hindi | CIBIL Score Explained
#credit #creditscore #money #moneymanagement #motivation
🎯 Imagine karo – aap Spain jaa rahe ho Tomato Festival me! Sab kuch ready – tickets, packing, excitement! Lekin bank aapka loan reject kar deta hai. Aur reason? Bas ek chhoti si cheez: Credit Score!
Agar aapka bhi kabhi loan reject hua hai ya aap future me high credit card limit, low-interest personal loan, ya car/home loan lena chahte ho – to yeh video aapke liye LIFE CHANGING ho sakta hai.
📘 Is video mein aap jaanenge:
Credit Score kya hota hai?
Simple Hindi mein samjhayenge ki yeh 3-digit number (300–900) aapki financial health ka report card kyun hai.
Score banata kaun hai?
CIBIL, Experian, Equifax jaise agencies score kaise banati hain aur kaunse factors use hote hain.
Loan kis basis pe reject hota hai?
Real-life example ke saath samjhayenge ki 2 log ek hi loan apply karte hain – ek ka pass, doosre ka reject. Kyu?
Free Credit Score kaise check karein?
PaisaBazaar, CRED, OneScore jaise platforms ka use karke bina paise diye apna score kaise dekhein.
Myths aur misconceptions kya hain?
Kya score dekhne se score girta hai? Kitna EMI lena chahiye? Kaunse chhoti galtiyan badi dikkat ban sakti hain?
Credit Score girta kyun hai?
Top 5 galtiyan jo score ko silently kill karti hain – jaise EMI late payment, full credit limit use, zyada loans lena etc.
Kaise banayein perfect credit score?
Step-by-step guide for beginners – agar aapka score zero ya negative hai, to bhi kaise 750+ tak le jaa sakte hain.
750+ score ke kya faayde hain?
Fast approvals, low interest rates, cashback offers, high card limits aur personal/business loan ke extra benefits.
💬 Aapko ye video dekhna kyun chahiye?
In India, thousands of people EMI time se bharte hain, lekin unka score low hota hai. Kyu?
Kyunki credit score sirf payment ka nahi, pattern ka game hai.
Agar aapko future me:
✔️ Ghar ka loan chahiye
✔️ Car ya bike finance lena hai
✔️ Education loan plan kar rahe ho
✔️ Business ke liye fund chahiye
✔️ High-limit credit card chahiye
...toh aapka CIBIL score 750+ hona zaroori hai.
🔔 Like, Share & Subscribe:
👍 Video pasand aaye? LIKE karo
📤 Apne friends/family ke saath SHARE karo – unka bhi future secure ho
🔔 Channel ko SUBSCRIBE karo – hum aapke liye laate hain financial gyaan, woh bhi asaan Hindi mein!
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💡 Bonus Tip:
Agar aap credit card use karte hain to kabhi bhi poora limit use mat karo.
Har mahine apna due poora clear karo – sirf minimum due bharne se score gira jaata hai.
Aur har 3-6 mahine me ek baar apna credit report zaroor check karo – koi galti to nahi hui hai?
📝 Comment Below:
📣 Aapka current credit score kya hai?
😟 Kya aapko bhi kabhi loan ya card reject hua hai?
👇 Apna experience comment me likho – let’s help each other grow!
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