ACH Direct Debit | Stripe Checkout & Subscriptions for Shopify

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Stripe users in the EU, UK and US can accept ACH Direct Debit payments from customers with a US bank account using the Automated Clearing House (ACH) payments system operated by Nacha.

In 2022, the ACH network in the United States processed 30 billion payments, according to Nacha. Businesses and customers alike are increasingly opting for the reliability and traceability of ACH debit transactions, a type of ACH transfer, aligning with a broader trend of electronic payment adoption.

Lower transaction fees: ACH debit transactions are generally less expensive than credit card or wire transfer transactions. This cost-effectiveness can translate into substantial savings for businesses, particularly those with a high volume of transactions.

Efficient recurring payments: Businesses with subscription models or that rely on recurring payments find ACH debit highly beneficial. It streamlines the collection process by automatically debiting customer accounts, which reduces administrative burden and improves cash flow.