Payment Arrival Alert: Who Gets Money Today + 5-Day IRS Warning

Alert for Wednesday, January 21, 2026: Millions of Social Security payments are scheduled to hit bank accounts today, but the holiday backlog may cause confusion. We are also exactly 5 days away from the official start of the 2026 Tax Season. Here is everything you need to know about your direct deposit schedule and the critical IRS rule you must follow before filing next week.

In this urgent financial update: ✅ Who Gets Paid Today: Direct deposit status for Social Security recipients with birthdays between the 11th and 20th. ✅ Banking Delays: Why the MLK holiday might still be slowing down your transaction posting times this morning. ✅ IRS Update (Jan 26): The official opening date for tax season is confirmed—do not file early without this specific form! ✅ The PATH Act Warning: Why claiming certain credits will legally freeze your refund until late February. ✅ Future Payment Dates: The exact schedule for the rest of January, including the early SSI payment arriving next week.

⚠️ IMPORTANT: The IRS will never text you a link to claim a refund. Please protect your personal information and only use the official IRS.gov website.

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Disclaimer: This video is for informational purposes only and does not constitute financial, legal, or tax advice. We are not a government agency. All content is based on the latest available data from the Social Security Administration and the IRS. Please consult a qualified financial advisor or tax professional for your specific situation.