Why do banks want you in debt? The shocking truth - Dima Djani

4:14Today, we are honoured to be joined by Dima Djani, the visionary CEO of Hijra, Indonesia’s leading Islamic challenger bank, revolutionising Sharia-compliant financial technology for over 2 billion Muslims worldwide. With a background as Vice President at Société Générale and Citi, and an Executive MBA from INSEAD, Dima took a bold leap from conventional finance to build a digital banking solution rooted in ethics, transparency, and fairness. From navigating the world of high finance to pioneering Sharia-compliant fintech, his journey is a testament to leadership, innovation, and the power of faith-driven entrepreneurship. Join us as we explore his story, the challenges of disrupting the finance sector, and his vision for a more equitable and ethical financial future.

A huge thanks to Dima for such an amazing discussion. For more information on Islamic financing, or his amazing journey, please check out some of his talks on youtube.

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00:00 - Intro
01:56 - Using his financing background for good
04:14 - Jumping into the entrepreneurial journey
05:53 - Fintech for the layman
08:08 - Values instilled from childhood
12:19 - Mutual respect with co-founders
15:23 - Growing too fast and making touch decisions
23:51 - Dealing emotionally with the struggles
25:34 - Silicon Valley, global & regional markets
28:15 - Sustainable business models
31:03 - Hiring the right people
39:16 - Attracting great people with an inspiring mission
44:13 - Power and influence
48:19 - Educating on Islamic finance
53:45 - How to support Dima & his cause