How to Choose the Best Payment Processor: Stripe, PayPal, or Merchant Account?

💳 Choosing the Best Payment Processor for Your Online Business in 2025

Wondering which payment processor is right for your online store? In this episode, Maria Sparagis (CEO of DirectPayNet) explains the crucial differences between popular PSPs like Stripe, PayPal, Braintree, and getting your own dedicated merchant account.

👉 What you’ll learn:
How Stripe and PayPal work for startups vs. scaling businesses
Hidden fees you might be ignoring
Why your business might outgrow Stripe sooner than you think
How a merchant account can increase your approval rates and protect you from sudden shutdowns
Easy integration tips that debunk the “merchant accounts are hard” myth

Whether you sell digital products, subscriptions, coaching, or physical goods, this guide will help you pick the best payment processor in 2025 to maximize your revenue and keep your business stable.

‼️ Many small businesses get lulled into Stripe’s convenience — until it bites them later with freezes, zero human support, or hidden fees. Graduating to a merchant account is not only about saving money but protecting your cash flow from algorithmic shutdowns

🔔 Subscribe for more payment processing secrets, fraud prevention tips, and e-commerce success strategies!

Stripe Paused Payouts:    • Stripe Paused Payouts - Why and How to SAV...  
Stripe Holding Funds:    • Stripe Holding Funds! SAVE Your Business, ...  
Issuing Bank Declines:    • Issuing Bank Declines are RUINING Your Bus...  

#BestPaymentProcessor #StripeVsMerchantAccount #PaymentProcessing #EcommerceTips #MariaSparagis

0:00 into
0:53 2 Types of Processors
2:00 Why Not Choose a PSP
5:42 Scaling Your Business
10:45 Plug-and-Play
12:48 Application Process
14:07 PSP vs Merchant Account
21:31 Outro

Need a merchant account? Get in touch! ➡️ directpaynet.com/contact-us