Miami Real Estate: What the UBS Bubble Report Got Wrong

🎙 BETTER DECISIONS PODCAST
Miami Real Estate: What the UBS Bubble Report Got Wrong with Ana Bozovic

In this episode of Better Decisions, I sit down with Ana Bozovic, founder of Analytics Miami, a Columbia-trained mathematician, four-term Governor of the Miami Association of Realtors, and one of South Florida’s most respected data analysts.

We break down the UBS Global Real Estate Bubble Index—a headline that labeled Miami as one of the world’s most at-risk markets—and uncover why that narrative doesn’t hold up to data. From cash-heavy transactions and migration trends to inventory cycles and real bubble indicators, Ana brings a data-backed clarity to what’s really happening in Miami’s market.

⏱️ Episode Chapters (condensed + formatted for YouTube)
0:00 Teaser
1:08 Welcome & guest intro
2:15 What the UBS “Bubble Report” claims
6:00 Defining a real estate bubble
9:25 Miami’s cash-heavy market explained
13:10 Migration & the wealth effect
17:45 UBS metrics: what they got wrong
22:20 Why county income ratios distort the truth
27:05 Real indicators of bubble risk
32:30 Inventory trends that actually matter
38:55 Media headlines vs. real data
44:10 Neighborhood segmentation in Miami
49:30 Old vs. new condos: where risk hides
54:50 Insurance, assessments & hidden costs
1:00:20 Luxury market resilience
1:05:40 Could Miami ever crash?
1:10:45 What would really cause a correction
1:13:20 Ana’s data-driven takeaways
1:15:50 Closing thoughts & resources

🔗 Related Resources
Read the full article → luxlifemiamiblog.com/are-we-in-a-real-estate-bubble-a-deep-dive-with-analyst-ana-bozovic

👤 About Ana Bozovic
Ana Bozovic is the founder of Analytics Miami, a data-focused real estate intelligence firm. Her work has been featured in The Wall Street Journal, The New York Times, and The Real Deal. A four-term Governor of the Miami Association of Realtors, Ana is known for her analytical clarity and long-term market insights.

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