Health Insurance Exam Study Guide (COMPREHENSIVE)

Welcome to your complete Health Insurance Exam Study Guide — everything you need to pass your state health insurance license exam on the first try!

This full-length video walks you through every topic tested on the exam, including individual and group insurance, policy structures, deductibles, coinsurance, HMOs, PPOs, Medicare, Medicaid, disability coverage, riders, underwriting, taxation, and state regulations.

🎯 Watch this before your health insurance licensing exam to understand not just what to study — but how to think like the test writers.

You’ll learn how the exam works, how many questions to expect, what the passing score is, and which topics most people struggle with. You’ll discover how to eliminate wrong answers, manage your time, and apply logic to tricky multiple-choice questions.

This guide breaks down the essentials — from major medical insurance and government programs to tax rules, HIPAA, policy delivery, producer ethics, and replacement regulations. You’ll also get a full explanation of Medicare Parts A through D, Medigap policies, TRICARE, Social Security benefits, disability income, and key terms that appear repeatedly on the test.

By the end, you’ll know how to pace yourself, flag questions, and stay calm on exam day. There’s even a one-hour power review to refresh your memory before the test.


0:00 - Intro & Gameplan
5:18 - Insurance Basics & Terminology
9:21 - Health Insurance Policies
20:45 - Policy Provisions, Clauses & Riders
29:49 - Social Insurance Programs
44:48 - Taxes, Retirement, & Other Concepts
51:38 - Underwriting & Producer Responsibilities
58:39 - State Laws & Regulations
1:03:36 - Test Strategy
1:09:13 - Exam Day Preparation


💡 Perfect for:

New insurance agents preparing for the health or life & health licensing exam
Students who want an easy-to-follow insurance exam prep video
Anyone looking for a clear, detailed explanation of insurance concepts and definitions

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