Portugal D7 Visa -Passive Income Visa 2025

Portugal D7 Visa – Your Gateway to European Residency**

The Portugal D7 Visa, also known as the *Passive Income Visa**, is designed for non-EU/EEA/Swiss nationals who earn a stable passive income. Whether you're a **retiree, digital nomad, freelancer, or financially independent individual**, this visa allows you to **legally reside in Portugal* and enjoy the many benefits of European living.

-### 🌍 *Why Choose the D7 Visa?*

*Live legally in Portugal*
*Freedom to travel across 29+ Schengen countries*
Bring your *spouse and dependent children* under family reunification
Access to *Portugal’s public healthcare, education, and banking system*
*No large investment or property purchase required*
Apply for *Permanent Residency or Citizenship after 5 years*

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💰 *Income Requirements (Updated – April 2025*

Applicants must prove they receive a *regular passive income* such as:

Pensions
Rental income
Dividends from investments
Royalties or intellectual property
Interest from fixed deposits or securities

#### ✅ *Minimum & Recommended Thresholds:*

*Main Applicant:*
➤ Minimum: *€870/month*
➤ *Recommended:* *€1,740/month or €20,880/year*
(Double the minimum to improve approval chances)

*Spouse:*
➤ 50% of the applicant’s minimum = *€435/month*

*Each Dependent Child:*
➤ 30% of the applicant’s minimum = *€260/month*

💡 Higher income and/or substantial savings increase your chances of approval, especially amid growing application volumes.

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📋 *Required Documents*

1. *Valid Passport*
2. *Proof of Passive Income*
3. *Portuguese NIF (Tax Number)*
4. *Portuguese Bank Account*
5. *NISS (Social Security Number)* – required if you work or access state services
6. *Proof of Accommodation in Portugal*
7. *Private Health Insurance*
8. *Police Clearance Certificate*
9. *Motivation Letter*

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👨‍👩‍👧‍👦 *Family Reunification*

Include your:
Spouse or partner
Minor or dependent children
Dependent parents

Each family member must meet proportional income and documentation requirements.

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📆 *Timeline & Residence Permit*

*Visa Processing Time:* 45–90 days
*Initial Visa Validity:* 4 months
*Residence Permit:* Valid for 2 years, renewable for 3 years
*Citizenship Eligibility:* After 5 years of legal residency

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💼 *Taxation for D7 Visa Holders*

If you reside in Portugal for **183 days or more per year**, you become a **Portuguese tax resident**, and you will be required to:

File an *annual tax return in Portugal*
Declare *worldwide income* (but not always taxed)

However, Portugal offers tax benefits through:

#### 🧾 *Non-Habitual Residency (NHR) Tax Regime*

Valid for *10 years*
*Foreign pension income* may be taxed at a *flat 10%*
Most *foreign-sourced income* (e.g., dividends, interest, rental) may be *exempt* from Portuguese tax under NHR if it’s already taxed in the source country
*No wealth tax* or tax on gifts/inheritance for direct family members

⚠️It is highly recommended to consult a tax advisor to structure your finances efficiently before moving.

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🏛️ *Pathway to Citizenship*

After 5 years of continuous residence, you may apply for:

*Permanent Residency*
*Portuguese Citizenship*
*EU Passport* with the freedom to live and work anywhere in the European Union

Portugal *allows dual citizenship* (depending on your home country’s policies).

How Wipgen Can Help

We offer complete, start-to-finish assistance:

✅ NIF & bank account setup
✅ NHR tax registration & consultation
✅ Rental assistance
✅ Income documentation guidance
✅ Visa application preparation
✅ SEF appointment coordination
✅ Family reunification support
✅ Citizenship & renewal services

Contac Us Today

Take your first step toward living in Portugal.

📧 Email [email protected]
📱 WhatsApp wa.me/351911915389
🌐 https://www.wipgen.com