Notices: Negotiable Instruments Act, Securitisation Act, Legal Notice: Manmohan Sharma

In this video, Manmohan Sharma, former Principal Judge, Family Court, Delhi, explains the practical and legal aspects of issuing and replying to statutory legal notices under the Negotiable Instruments Act and the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act. The discussion focuses on how a properly drafted legal notice can decisively impact litigation, protect legal rights, and prevent avoidable disputes. The video covers the legal framework of notice under Section 138 of the Negotiable Instruments Act, including timelines, mandatory ingredients, common drafting errors, and the consequences of defective notices. It also explains the scope and importance of demand notices under the SARFAESI Act, the rights of borrowers and secured creditors, and the remedies available at different stages of enforcement. Drawing from judicial experience, the speaker highlights real-world courtroom perspectives, practical strategies for advocates, litigants, bankers, and borrowers, and the importance of precision, compliance, and clarity in legal communication. This session is especially useful for law students, young advocates, banking professionals, and anyone dealing with cheque dishonour cases or recovery proceedings under the Securitisation Act. Watch this video to gain a clear understanding of how legal notices operate as the foundation of litigation and how strategic drafting can strengthen or weaken a case even before it reaches the courtroom.
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