Can Real Estate Debt Really Generate Passive Income? I Found Out

In this conversation, Ashish Khandelia, founder of Certus Capital and Earnnest.me, discusses the evolution of real estate investment in India, focusing on the growing importance of real estate debt as an investment vehicle. He shares insights from his extensive experience in the industry, highlighting the need for domestic capital in the real estate sector and the opportunities that exist for retail investors. The discussion also covers risk management strategies, the importance of developer quality, and the ideal investor profile for real estate debt investments.

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Chapters
00:00 The Evolution of Real Estate Investment in India
06:00 Building Certus Capital and Earnnest
11:51 Understanding Real Estate Debt as an Investment
18:01 Market Dynamics and Growth Opportunities
24:12 Risk Management and Security Measures
30:11 Investor Profiles and Market Accessibility
35:56 Personal Investment Strategies and Insights

Takeaways

Real estate as a sector has evolved significantly in India.
There is a growing demand for fixed income products in real estate.
Certus Capital focuses on credit as a large market opportunity.
The quality of the developer is crucial for investment success.
Investors should be aware of the risks associated with real estate debt.
Skin in the game is essential for trust in investment platforms.
Real estate debt can provide regular income without compromising returns.
The market for real estate debt is expanding in India.
Investors should consider their risk appetite before investing.
Understanding the security measures in place is vital for investor confidence.