Do Lower Down Payments Get Your Offer Overlooked
Автор: Explain it to Me Like I'm 5: Real Estate
Загружено: 2025-12-05
Просмотров: 5
Will a lower down payment hurt your offer? In this episode of "Explain It to Me Like I'm 5: Real Estate", Nate and Nicole dig into a common concern for buyers—especially first-timers—who are only putting 3-5% down. Nicole busts some serious myths about seller preferences, clarifies appraisal gaps, and explains how earnest money and strong buyer profiles can still win the deal.
Whether you're using a conventional loan or VA loan, this episode will boost your confidence and equip you with what sellers and agents really consider.
Like, Subscribe, and Comment your real estate questions below!
Email: [email protected]
Timestamps:
00:00 – Welcome & Episode Intro
00:45 – What Is a Down Payment?
02:12 – Why Sellers Might Care About Down Payments
03:10 – Common Myths About Lower Down Payments
05:05 – Market Conditions & Competitive Offers
05:57 – Appraisal Gaps and Seller Concerns
08:32 – Does Down Payment Amount Really Matter?
10:13 – Proof of Funds & Offer Transparency
12:07 – How Agents & Lenders Can Support Buyers
12:57 – Wrap-Up & How to Reach Us
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