Planning on Making a Prior Year Contribution to Your IRA? Watch This First!

Thinking of boosting your retirement savings with a prior-year IRA contribution? Whether you're catching up or forgot to contribute, you could still contribute for the prior year. Here are a few things to know before you move forward.

In this video, we’ll walk you through 6 key facts to keep in mind when making prior-year contributions to your Traditional or Roth IRA:

✅ The real deadline: April 15, and why it matters
✅ How your age and account type impact your 2025 contribution limits
✅ When a Traditional IRA contribution may be tax-deductible
✅ Why a Roth IRA contribution might still be a smart move, even without the deduction
✅ The importance of correct paperwork when submitting funds
✅ How a spousal IRA can help your non-working spouse grow retirement savings too
Don’t forget — IRA contribution rules, deductions, and eligibility vary based on your personal tax situation. Always consult with a qualified CPA or tax professional to ensure you're on the right track.

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👇 Let us know in the comments which fun fact surprised you the most!

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