Public Investing App Review 2025 | Is It Worth Using?

I’ve tested nearly every major brokerage and investing app, and today I’m finally doing a full breakdown of the Public investing app in 2025. Public has evolved from a simple stock trading app into a multi-asset investment platform, and it now lets you invest in almost everything: stocks, ETFs, bonds, treasuries, crypto, options, and even high-yield cash accounts.

Try the Public Investing app for yourself: http://public.com/dalton

Here’s what I cover in this Public investing review:

The high-yield cash account (4.1% APY, FDIC insurance up to $5M)
How bonds and treasury accounts are modernized and easy to use
The unique bond account with 20 annual payouts
Options trading with a rebate model
Crypto vs. Bitcoin ETPs explained clearly
Roth IRA and Traditional IRA with a 1% match
AI tools like Alpha that help with research and investing ideas

So, is Public investing worth it in 2025? In this video, I break it all down, share my personal take, and show how it stacks up against other investing platforms.

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Important disclosures:

All investing involves risk, including loss of principal. Past performance does not guarantee future results. This content is not investment advice or a recommendation.

Brokerage services for U.S. securities, options, bonds, and Treasury Accounts are offered by Open to the Public Investing, Inc., member FINRA & SIPC. Investment advisory services for Treasury Accounts are provided by Public Advisors, an SEC-registered adviser. Public Advisors and Public Investing are affiliates.

Public’s High-Yield Cash Account automatically deposits funds into partner banks where balances earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Self-directed IRAs and Bond Accounts are available through Public Investing. Fractional Bonds involve unique risks and cannot be transferred to other brokerages.

Crypto trading is powered by Bakkt Crypto Solutions (NMLS ID 1890144), licensed by NYSDFS. Crypto is highly speculative, carries a risk of loss, and is not protected by FDIC or SIPC.

Alpha is an experimental AI tool by Public Holdings. Output may be inaccurate, is provided “as is,” and should not be relied on for investment decisions. Please independently verify any information.
Generated Assets (“GenA”) is a research tool by Public Holdings for informational purposes only. Historical returns shown are hypothetical, not actual, and not indicative of future performance. GenA output may be incomplete or inaccurate.

For full disclosures, visit https://www.public.com/#disclosures-main