Capital One Venture X vs Chase Sapphire Reserve: Best Premium Travel Card? 2025

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Venture X Calculator: https://www.asksebby.com/articles/cap...

Capital One Transfer Partners 101: https://asksebby.kit.com/ac5a01b7e5
Chase Transfer Partners 101: https://asksebby.kit.com/cf2b3eca0b

Trying to decide between the Capital One Venture X Rewards Credit Card and the Chase Sapphire Reserve®? In this video, we break down both cards as of 2025 to see which one gives you the most value, from travel credits and points multipliers to lounge access changes and authorized user perks. Whether you're focused on travel redemptions, day-to-day spend, or building a premium setup, this guide should help clarify which one makes more sense for you.

📌 What We Cover in This Video:
Breaking down the effective annual fee with credits and bonuses
Side-by-side of travel and everyday multipliers
How the Capital One Miles vs. Chase Ultimate Rewards® ecosystems work
Lounge access changes (especially after Jan 31, 2026)
Travel perks, elite status, and authorized user math
Which card wins in 2025 (based on my numbers + real use cases)

If you’re choosing between the Capital One Venture X Rewards Credit Card and the Chase Sapphire Reserve®, this should help clarify which one fits your setup.

Timeline
0:00 Start Here
0:23 Effective Annual Fees
1:38 Multipliers
3:06 Card Systems
5:35 Travel Benefits
7:09 Authorized Users
8:29 Overall Thoughts







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