"We make $180k but have $100k in credit card debt, how do we start to pay it down?"

$100K in credit card debt. A sky-high travel credit card fee. $4 million in net worth, but still wondering—are we ahead for retirement? In this HerMoney Mailbag episode, Jean Chatzky and financial feminist Tori Dunlap (Her First $100K, Financial Feminist Podcast) tackle YOUR money questions head-on.

💳 Topics we cover:
How to tackle $100,000 in credit card debt when loans and HELOCs aren’t options
Strategies for lowering high-interest rates (and the one phone call you need to make)
When to downgrade your premium travel credit card and still keep your credit score safe
How to calculate if your annual fee is actually worth it
Retirement benchmarks vs. net worth—what really counts?
Why “sticky numbers” might be better than traditional benchmarks for your savings goals

👩‍💼 About our guest:
Tori Dunlap is the founder of Her First $100K, host of the Financial Feminist Podcast, and a leading voice in financial feminism.

📌 Resources & Links Mentioned:
Take Tori’s free money quiz: https://herfirst100k.com/quiz
Learn more about HerMoney programs: https://hermoney.com
Subscribe for more women-focused personal finance advice: [   / @hermoney  ]

👇 Like, comment, and subscribe for more conversations that help women protect their money and power.

Follow the podcast:
On Apple podcasts: https://apple.co/3lyZs59
On Spotify: https://spoti.fi/3Rb4nYM
The HerMoney Instagram:   / hermoneymedia  

Listen to the podcast episode " $100K Credit Card Debt, Travel Card Fees & Retirement Goals" - [   • "We make $180k but have $100k in credit ca...  ]
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