The 4-Stage Banking Crisis Pattern: 1907, 1929, 2008… 2026 Is Next

Three times in the last 120 years, the American banking system has collapsed following an identical four-stage pattern. Each crisis was predictable. Each was preceded by the same warning signs. And right now, that pattern is unfolding again.
In this documentary, we analyze the precise mechanics of how banking crises develop through four distinct stages: credit expansion, peak leverage, trigger events, and systemic collapse. We examine three major crises in detail—the Panic of 1907, the Crash of 1929, and the 2008 Financial Crisis—to reveal the striking similarities that connect them.
What You’ll Learn:
📊 The four-stage banking crisis framework identified by economist Hyman Minsky
📉 Detailed timeline and analysis of the 1907 Panic, 1929 Crash, and 2008 Crisis
💰 Current debt levels: US total debt at 720% of GDP, government debt at 124% of GDP
🏦 The 2023 bank failures: Silicon Valley Bank ($212B), Signature Bank, First Republic
🏢 The commercial real estate maturity wall: $936B maturing in 2026, $1.26T in 2027
⚠️ Why the pattern suggests 2026-2027 could mark the next major crisis
Key Historical Facts Covered:
• October 22, 1907: Knickerbocker Trust collapse triggers nationwide panic
• October 24-29, 1929: Black Thursday and Black Tuesday devastate markets
• 1929-1933: 9,000 banks fail, taking $7 billion in deposits
• September 15, 2008: Lehman Brothers files largest bankruptcy in US history ($639B)
• October 2008: TARP authorizes $700 billion emergency bailout
• March 2023: Silicon Valley Bank failure signals renewed financial fragility
This documentary is strictly educational and analytical. We examine financial systems, monetary policy, credit structures, and banking mechanisms to understand collapse patterns—not to provide investment advice or recommendations.
DISCLAIMER: This content is for educational purposes only and does not constitute financial, investment, or legal advice. The analysis presented represents historical pattern recognition and does not predict specific future outcomes. Consult with qualified professionals before making any financial decisions.

Sources & Further Reading:
• Federal Reserve History - federalreservehistory.org
• FDIC Historical Banking Data
• S&P Global Market Intelligence
• Congressional Budget Office Reports
• IMF World Economic Outlook