Car Insurance Explained - 101 | Everything you NEED to know!

If you are new to car insurance and need to know where to start, this video will help guide you through what coverage options you have as well as, gives you specific levels of bodily injury and property damage limits you should carry.

Coverages mentioned in this video are:
BI = Bodily injury 50/100, 100/300, 250/500
PD = Property damage 25,000 50,000 100,000
UM = Un-insured motorist 50/100 - 250/500
UMPD = Un-insured property damage, value of car
UIM = Under-insured motorist 50/100 - 250/500
UIMPD = Under-insured motorist property damage, value of car
Medical payments = $5,000 +
Comprehensive = $100 - $500 deductible
Collision = $250 - $1,000 deductible

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DISCLAIMER:
Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.