Two-years on Long-Term Disability: What you need to know - Disability Law Show S7 E14

TWO-YEAR MARK ON LONG-TERM DISABILITY WHAT YOU NEED TO KNOW on the Disability Law Show with Disability Lawyer and Partner James Fireman. Learn how to fight back against the insurance company and get what you're owed on Season 7 Episode 14 of the only disability law show on TV in Canada.

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FEATURED ON THIS EPISODE...

0:00 Intro

2:27*A long-COVID disability claim*
I applied for long-term disability benefits due to symptoms of long-COVID. This claim was denied, and I was told there is no evidence to support this. What can I do?

7:12*Disability benefits cut off too quickly*
I was on medical leave, then tried to return to work. Unfortunately, I was still unwell, and the attempt was unsuccessful. My benefits were supposed to cover me for the long term, but they were cut off after a few weeks. What are my options?

13:10 Two-year mark on Long-Term Disability: What you need to know
13:30 1️⃣ For the first two years, you must prove you’re totally disabled from doing your own job.
18:13 2️⃣ After two years, you must show you cannot do any job suited to your skills.
20:10 3️⃣ You have options if your long-term disability benefits are cut off on or around the two-year mark.

23:15 Harassed by disability insurance adjuster
I have PTSD, OCD, depression, and high anxiety. I regularly see a psychiatrist, take medication, and send updates to my disability insurer. Despite this, I feel harassed by my case manager. She calls me weekly, accuses me of avoiding her or my doctor, and has even implied I’m lying about my condition. Is there anything I can do to protect myself from this kind of aggressive behaviour?

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