How to Retire: Consider a Retirement Bucket Portfolio Strategy

Harold Evensky discusses how to build a retirement portfolio.

Christine Benz, Morningstar’s director of personal finance and retirement planning, interviews financial experts about different aspects of retirement in ‘How to Retire,’ the companion podcast to her book of the same name. In this episode, Christine sits down with wealth manager Harold Evensky, who inspired Christine’s work in retirement portfolio bucketing.

01:07 How the Bucket Approach to Retirement Planning Helps Investors

04:53 How the Bucket Approach Helped Keep Clients Steady During Market Downturns

07:07 Benefits of Limiting Cash in Retirement Portfolios

09:05 Why Investors Should Avoid Too Many Retirement Buckets

10:53 Why Prioritizing Goals is Most Important for Retirement Planning

13:22 The Most Underrated Aspect of Retirement Planning

15:26 Overrated Discussions in Retirement Planning

17:46 Harold Evensky’s Transition from Work to Retirement

19:40 Key Takeaways


Hi, I'm Christine Benz from Morningstar and welcome to the How to Retire podcast. It's a companion to my book, which is also called How to Retire. Each episode will provide a bite-sized lesson about how to do some aspect of retirement well.

Many of you know that I frequently talk about the bucket approach to retirement portfolio construction. I was inspired to work on bucketing after talking to Harold Evensky nearly two decades ago, and I knew that I wanted to chat with Harold for this podcast. He is the founder of Evensky & Katz/ Foldes Wealth Management and a retired professor of practice of the Texas Tech University Personal Financial Planning Department. Harold and I talked about how he hit on the bucket strategy and used it with his clients.

What are the secrets to a healthy, happy, and wealthy retirement? Find out with Christine Benz’s new book, “How to Retire.” https://linktr.ee/christine_benz



More from Harold Evensky

Bio https://evensky.com/teamMembers/biogr...

Evensky & Katz / Foldes Wealth Management https://evensky.com/

Blog https://evensky.com/teamMembers/biogr...

Hello Harold: A Veteran Financial Advisor Shares Stories to Help Make You Be a Better Investor, by Harold Evensky https://www.amazon.com/Harold-Evensky...

Harold Evensky on The Long View: 'It's an Unmitigated Disaster' https://www.morningstar.com/retiremen...



Read more from Christine Benz.

How to Retire: Tips for Entering Retirement https://www.morningstar.com/retiremen...

Do You Need More Than 3 Buckets? https://www.morningstar.com/retiremen...

The Bucket Investor’s Guide to Setting Retirement Asset Allocation https://www.morningstar.com/personal-...

Why Retirees and Investors Approaching Retirement Should Reduce Risk Today https://www.morningstar.com/portfolio...

Take This Simple Step As You Approach Retirement https://www.morningstar.com/retiremen...

7 Key Tasks for Investors Approaching Retirement https://www.morningstar.com/retiremen...



Read about topics from this episode.

Panicking About Market Volatility? Don’t Lose Money Chasing the Crowd https://www.morningstar.com/personal-...



Watch more from How to Retire.

How to Retire: Know What ‘Enough’ Means in Retirement    • How to Retire: Know What ‘Enough’ Means in...  

How to Retire: Understand the Role of Working Longer    • How to Retire: Understand the Role of Work...  

How to Retire: Stay Flexible with Your Retirement Spending    • How to Retire: Stay Flexible with Your Ret...  





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