Loan to Value LTV Explained Simple Math for Homeowners

What’s LTV — and why does it really matter when you’re buying or refinancing a home? 🤔

In this Short, I break down Loan-to-Value (LTV) in the simplest terms possible — what it means, how it’s calculated, and why it can literally make or break your deal with lenders.

✅ Learn how your down payment affects your LTV
✅ Understand how lenders view risk
✅ See how equity grows over time
✅ Avoid common mistakes that cost people thousands

This is the kind of math that every homeowner and real estate investor needs to know — and nobody teaches it in school.

💸 Whether you’re trying to qualify for better rates, refinance smart, or just understand your position — this is the one number you don’t want to ignore.

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