It’s Not About Returns, It’s About Income

In this episode of The Capitalized Life and Retirement Show, Matthew Johnson of Johnson Wealth and Income Management explains why chasing returns may not be the best strategy for retirees. He breaks down how shifting your focus from growth to income can help you create a more stable, confident retirement. This insightful discussion is perfect for anyone nearing retirement who wants to help protect their savings and make smarter financial decisions in 2026 and beyond.

🎯 In this video, you'll learn:

• Why 90% of financial resolutions fail and how to create realistic goals that last
• The difference between accumulation and income-based investing
• How to help protect your portfolio from market downturns while generating steady income
• Why income, not returns, should drive your retirement strategy

Matthew P. Johnson is President and Owner of Johnson Wealth and Income Management, a third-generation company that has been serving clients for over 75 years. Matthew has been advising clients in the financial services industry since 1999. He strives to educate clients on how to invest for income, help to avoid loss by utilizing more conservative investment options, and is dedicated to helping them achieve a well-planned retirement.

Johnson Wealth and Income Management is committed to educating its clients and the community through workshops on topics related to more conservative investment alternatives.

Website: https://www.johnsonwim.com/

Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. Johnson Wealth and Income Management and Sound Income Strategies, LLC are not associated entities. Johnson Wealth and Income Management is a franchisee of Retirement Income Source, LLC. Retirement Income Source, LLC and Sound Income Strategies, LLC are associated entities.