SKB vs. BASIC | Ch 14: Home Loan Covers – Registry & Stamp Duty Explained!

Welcome to Episode 14 of Sharma Ji Ka Beta vs. BASIC Home Loan — where financial myths meet reality, and we clear the confusion with real-world facts and a dash of humor!

🎬 This time, Sharma Ji Ka Beta is mixing game talk with home loans, insisting:
“Home loan covers everything — stamp duty, registry, sofa, bed, AC, cooler, fridge… full package deal, bro!”

But is that really the case? Let’s bust this myth together.
📌 What You’ll Learn in this Episode:
🏠 What does a home loan actually cover?

Home loans typically cover the cost of property purchase or construction — not everything else.
Stamp duty, registry charges, and other legal fees must be paid by you, not by the bank.

🪑 Does a home loan cover furniture and appliances?
No! Furniture, bed, AC, cooler, fridge — these are not included in your standard home loan.

But there’s a solution: a separate loan product called a Furniture & Furnishing Loan (FNF Loan) helps you finance home interiors.

⚠️ Important Tip:
Keep your home purchase costs and your furnishing costs separate so your loan eligibility stays clear, and your finances remain stress-free.

💡 Pro Tip:
BASIC Home Loan is here to help you understand the difference — so you can make smarter, more confident financial decisions.

📣 Watch now and repeat after us:
Gyaan kam, BASIC zyada!

At BASIC Home Loan, we focus on simplifying your journey with the right information, wide lender options, and end-to-end support so that you can focus on what truly matters—your dream home!

What We Offer:
🏠 Home Loan: Tailored solutions for every homebuyer
🔁 Balance Transfer: Lower your EMI with smarter interest rates
🏡 Loan Against Property: Unlock your property’s potential for financing

Why BASIC?
📊 Compare 100+ Lenders Instantly
📱 Digital Loan Sanctions with Doorstep Support
📍 Live Loan Tracking & Dedicated Relationship Managers
📈 End-to-End Guidance from Application to Disbursal
Whether you’re dealing with car loans, credit cards, or EMIs—your dream home is still possible with BASIC.

👍 Like, Share & Subscribe to stay updated with our upcoming chapters! 📌 Drop your questions in the comments—we're listening!
Stay connected with Basic Home Loan through these platforms:
🌐 Website: https://www.basichomeloan.com
📘 LinkedIn:   / basichomeloan  
🐦 Twitter: https://x.com/LoanBasic
📸 Instagram:   / basicloans  

Disclaimer: This video is a fictional work created for educational and awareness purposes only. No intent to offend any individual or community.

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