Full Show: The Surprising Shift in American Shopping Habits and Top 5 Scams Right Now

Are you feeling the pinch of inflation? Clark reveals how retailers are fighting back with store brands and why even the wealthy are flocking to dollar stores for value. Also, in a world where 96% of Americans are targeted by fraudsters weekly, Clark exposes the latest tricks, from AI obituary pirates to student loan scams, and gives you crucial tips to protect your money.

Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 28, 2025, episode of The Clark Howard Show. Submit your questions: https://clark.com/ask

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00:00 - Intro
00:41 - The Surprising Shift in American Shopping Habits
05:49 - Ask Clark - How should I invest a $20,000 settlement for my 17-year-old daughter’s college? She already has a small 529 plan. (Jeffery in Wisconsin)
08:25 - Ask Clark - I opened a 529 in my name since I don’t have my grandson’s SSN. If I pass away, can my son take over the account easily? (Peggi in Georgia)
09:54 - Ask Clark - I was charged by Hello Fresh after pausing my subscription. Is their automatic restart policy fair or deceptive?(Denisha in Kentucky)
13:01 - Top 5 Scams Right Now
18:13 - Ask Clark - After losing 50 pounds, when should I shop for a better life insurance rate—and will weight loss really lower my premium? (Kate in Florida)
21:12- Ask Clark - I rarely write checks anymore. Do I still need a checkbook, or can I just use cashier’s checks or temporary checks when needed? (Matthew in Texas)
23:08 - Ask Clark - I was charged $123 instead of $44 using Apple Pay at a grocery store—how did this happen and how can I prevent it? (Alan in California)

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