The Complete Investing Guide for 2026 | Mutual Funds, Stocks & ETFs | Ft. Neeraj Arora

The Complete Investing Guide for 2026 | Mutual Funds, Stocks & ETFs | Ft. Neeraj Arora
💰 Can SIPs really make you a Crorepati — or is it just a myth?

In this powerful finance-focused episode of the Samjhe Kya Podcast, we welcome Neeraj Arora, one of India’s most trusted Finance Educators and a leading voice on personal finance, investing, and wealth creation.
Known for simplifying money concepts for India’s youth, Neeraj Sir dives deep into SIPs, Active Funds vs Index Funds, credit card mistakes, emergency fund planning, and the hidden traps behind FOMO buying .
He also shares his personal investment portfolio strategy- how he does not invest in IPOs, Warren Buffett’s timeless principles, and a realistic roadmap to build passive income and retire early — all backed by his own financial journey.

🔍 What You’ll Learn:
💡Active Funds vs Index Funds – What’s Better for Beginners?
📈 How to Build a Portfolio Worth Crores
🚫 Hidden Money Traps in Stock Market
💳 Smart Credit Card Rules & FOMO Control
⚡ Emergency Fund & Retirement Planning
🏆 Warren Buffett’s Core Investing Principles
🌟 Financial Freedom Roadmap

⏱️ Timestamps :
0:00 – Podcast Recap
1:48 – Guest Intro & Welcome
3:40 – Beginner’s Guide to SIP Investing
4:12 – Index vs Active Funds
9:49 – Why People Prefer Index Funds
11:09 – Youth’s Mindset in Investing
14:51 – Money Traps in Stock Market
18:40 – Portfolio in Crores Explained
22:33 – Checkpoints to Invest in SIP
27:06 – Warren Buffett Principles
27:23 – His Personal Portfolio
30:27 – How to Build a Portfolio Worth Crores
36:42 – Step-Up SIP Explained
37:54 – Balancing Investments & Expenses
42:33 – How to Reduce FOMO Buying
43:53 – Is UPI Increasing Your Spends?
47:15 – Smart Use of Credit Cards
49:04 – 3 Must-Have Credit Card Features
54:50 – When to Start Emergency Funds
56:55 – What Are Arbitrage Funds?
1:00:07 – Don’ts of Emergency Funds
1:02:25 – How to Plan Retirement
1:04:10 – Passive Income Roadmap
1:06:43 – Is Gold a Good Investment Now?
1:09:52 – Dark Truth of IPO Investing
1:12:38 – Investment Guide for Beginners
1:17:00 – Final Words

📲 Connect with Neeraj Arora:
Instagram:   / neerajaroraofficial  
YouTube:    / @themoneypodcast91  
LinkedIn:   / neerajarora91  

📩 Connect with Me (Coach Samriti):
Instagram:   / coachsamriti  
LinkedIn:   / samriti-grover-conversion-inc-2539ba29  
Website: https://conversioninc.co
Email: [email protected]

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🔗 Hashtags:
#Investing
#NeerajArora
#SamjheKyaPodcast

⚠️ Disclaimer:
This podcast is for educational and informational purposes only. The guest’s insights are based on personal experience and market understanding. It should not be considered as financial advice. Always do your own research or consult a certified advisor before investing.