AMEX Platinum vs Citi Strata Elite: Deep Dive With Points With Phillip — Which Premium Card Wins?

Welcome back to The Rewards Master! Today we have a very special episode with a fantastic guest — Points With Phillip. If you aren’t already watching his channel, you should be. He’s one of the most consistent and knowledgeable creators in the points-and-miles space, and it was an honor to have him join me for this conversation.

In this episode, we dive deep into a true heavyweight matchup:
The American Express Platinum vs. the Citi Strata Elite.

Phillip and I break down:
✨ Why our travel styles lead us toward different issuers
✨ Whether the Citi Strata Elite is unfairly criticized
✨ AMEX Platinum’s strengths for solo travelers and lounge access
✨ How Citi’s transferable partners and portal strategy shift the game
✨ Hotel credits, airline credits, portal earnings, and point value
✨ Why these cards appeal to different types of travelers
✨ The surprising value inside Citi’s ecosystem
✨ And much more in a friendly, thoughtful back-and-forth

This was a fun, nuanced comparison — not a “which card is best for everyone,” but a genuine look at how both cards shine depending on the traveler.

Be sure to check out Points With Phillip — I’ve linked his channel below!
UC8Drf4tjSpvm3cVwnASz_mA

🔗 Visit my website: https://therewardsmaster.com

🔗 Join the channel membership for just $2.99/month:
   / @therewardsmaster977  

(You get extra perks, deeper insights, and exclusive member videos!)

Thanks for watching — and as always, more great content is on the way.
See you next time!

#travelhacking #creditcards #amexplatinum #citistrataelite #pointsandmiles #rewardstravel