SBI Book Balance Kya Hota Hai? Puri Jankari Example Ke Sath!

Aapko SBI Book Balance ke baare mein confusion hai? Is video mein aapko pura samjhaya gaya hai ki SBI Book Balance kya hota hai, yeh Available Balance se kaise alag hota hai aur kaise aap in dono ka sahi tarike se use kar sakte hain.

SBI Book Balance ka matlab hota hai aapke account mein bank ke record ke hisaab se dikhne wala total balance. Yeh pura paisa aap turant use nahi kar sakte kyunki isme kuch amount hold pe ho sakta hai ya phir kuch transactions pending ho sakti hain.

Example se Samajhiye:
Maan lijiye aapke account mein ₹5,000 ka balance hai aur aapne ₹10,000 ka cheque deposit kiya hai jo abhi clear nahi hua hai. Is case mein:

Book Balance: ₹15,000 (Bank ke record ka total amount)

Available Balance: ₹5,000 (Jitna paisa aap turant use kar sakte hain)

Aapke account ka available balance kam ho sakta hai agar:

1. Aapne koi cheque deposit kiya ho jo abhi clear nahi hua.

2. Aapka koi online payment pending ho.

3. Bank ne kisi wajah se aapke account ka kuch hissa hold pe rakha ho.

Important Tips:

1. Hamesha Available Balance ka dhyan rakhein kyunki wahi paisa aap turant use kar sakte hain.

2. Transaction karte waqt Book Balance aur Available Balance ka farak samajhna zaroori hai, taki aap apne paison ka sahi hisaab rakh sakein.

Is video ko pura dekhein taki aapko SBI Book Balance aur Available Balance ke beech ka farak acche se samajh aa jaye. Agar aapko yeh video pasand aaye to like karein, share karein aur channel ko subscribe karna na bhoolein!

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Disclaimer:
Yeh video sirf jankari ke liye banaya gaya hai. Financial decision lene se pehle apne bank se salaah lena na bhoolein.