Points vs Interest Explained (What Investors Need to Know)
Автор: Mike Chadwick Jr
Загружено: 2025-12-11
Просмотров: 24
Points and interest are two parts of every loan — but most investors mix them up and end up focusing on the wrong one.
In this episode, Mike breaks down what each actually means, how they impact your deal, and how to think like a pro when comparing lenders.
You’ll learn:
✅ What points really are and when they make sense
✅ How interest rate and term structure affect your total cost
✅ When it’s worth paying higher points for better leverage
✅ The math lenders use that most borrowers never see
✅ How to analyze the true cost of capital for your deal
Once you understand this, you’ll never pick a lender based on rate alone.
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