Christian Financial Planning: Social Security and Pension Decisions

Every financial decision is ultimately a spiritual one. In this episode, we discuss how to approach Social Security and pension benefit timing with both wisdom and faith. We’ll explore the emotional and practical tradeoffs of different options, the importance of seeking God’s guidance through prayer, and how to make decisions that honor Him while providing for your needs and blessing others.

You can find show notes and resources for this episode at: https://secondhalfstewardship.com/epi...

Download our free Guide to Biblical Giving at https://secondhalfstewardship.com/sub..., and we’ll unpack what the bible says about tithing, giving to the poor, or giving away everything you own for the sake of the Kingdom.

Timestamps

00:00 – Every Financial Choice is a Spiritual Decision
00:45 – God as Provider, Not Government or Employers
01:15 – Seeking Wisdom in Retirement Decisions (Psalm 90:12, James 1:5)
02:27 – Understanding Tradeoffs: Starting Early vs. Waiting
02:59 – How Fear Impacts Retirement Choices
04:23 – Trusting God’s Provision Over Government Systems
05:25 – Emotions, Lump Sums, and FDIC Irony
06:29 – Life is a Mist: Planning with Eternity in Mind (James 4)
07:50 – Key Pension Options: Lump Sum vs. Lifetime Income
11:19 – Considering Spousal Survivor Benefits (Philippians 2:4, Ephesians 5)
15:13 – Shifting to Social Security Timing and Strategies
17:13 – Living and Giving in Retirement: Releasing Fear
19:23 – Building a Plan that Supports Living and Giving
20:45 – Summary & Disclosures

Advisory services offered through Retirement Planning Services, LLC.
https://seriousretirement.com/

The information in this recording is intended for general educational and informational purposes only, and should not be construed as investment advisory, financial planning, legal, tax, or other professional advice based on your specific situation. Please consult with your professional advisor(s) before taking any action based on its contents.