Discipline Today Creates Freedom Tomorrow | November 12, 2025

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Ken Coleman and Jade Warshaw answer your questions and discuss:
“Should I be paying off the Parent PLUS loan my dad took out?”
“My husband and I feel behind. We don’t have a house or retirement savings and we’re $50,000 in debt”
“Should I switch to a job that will pay more but I will enjoy less?”
“We have money to pay off a car loan but also have a newborn, is it wise to pay off the car loan now or should we wait?”
“I was recently laid off from my job and have an opportunity to help a scrappy startup. Should I take it?”
“How do we teach our 6 year old daughter about contentment?”
“My mom recently passed away and I am taking care of my siblings that are still minors. What should I do with her house?”
“Should I use $8k from savings to publish my book?”
“I’m living in a one bedroom apartment and about to have our second child. What should our next housing move be?”
“I have $50,000 in savings at 21 years-old and I’m unsure what to do with it”

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