“We spend 98% of what we make—Where is it all going?”

Ramit Sethi of I Will Teach You To Be Rich talks to Justin (40) and Deepika (32) who are stuck in a frustrating financial loop: despite their high income, they feel like they’re living paycheck to paycheck. Deepika dreams of buying a house someday, but the couple can’t seem to identify where their money is going—or how to escape the cycle of credit card debt. Justin has a side hustle that he’s eager to grow, but he’s struggling to get the same level of commitment from his business partners. For years, they’ve been focused on survival, not dreaming about the future. Now, they’re realizing that their lack of a shared vision for their finances is keeping them from the life they want. Can Justin and Deepika kick their old habits, create a better strategy for managing their money, and finally start living their Rich Life?

💡 RAMIT’S PODCAST NEWSLETTER
I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter

🙌 GET HELP FROM RAMIT SETHI
Take control of your money with the Conscious Spending Plan: https://iwt.com/csp
Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube
Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching
Listen to my book—now on Audible: https://amzn.to/48zko28

🤳 CONNECT WITH RAMIT SETHI
Instagram:   / ramit  
X:   / ramit  

✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES
   / ramitsethi  

If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply.

Produced by Crate Media.