Can You Retire With $350k? [Real Case Study for Pre-Retirees]

You’ve worked hard, paid off the house, saved what you could…
But now you’re wondering:

“Is it really enough to retire?”
“Can we make this work with what we’ve got?”

If you have a retirement portfolio somewhere between $250k and $400k — and you're thinking about stepping away from work soon — this case study is for you.

In this video, we walk through a real-world retirement scenario using planning software: A couple with $350k saved, no pension, and plans to rely on Social Security. Can they make it last? What are the trade-offs? What decisions really matter?

💡 This isn’t about hitting some magic number — it’s about building a plan that fits your life, goals, and spending needs.

🔍 What You’ll Learn:
● How a $350k portfolio + Social Security can support retirement
● What happens when you delay vs. take benefits early
● Where spending flexibility matters most
● The real-life levers that impact your plan
● How you can model this for yourself?

======================

👉 Create Your Free Retirement Plan:
https://www.carothersrockwell.com/pla...

🗓️ Want personalized guidance?
👉 Schedule a 1-on-1 Strategy Call: https://www.carothersrockwell.com/#Co...
🔔 Subscribe for updates:
   / @zachcarothers  

🤝 Connect With Zach:
LinkedIn:   / zachcarothers  
Facebook:   / 61560844877926  
Instagram:   / planwithzach  
X (Twitter): https://x.com/advisorzach


======================

⏱️ Timestamps:
00:00 – Can you retire with 350k?
00:34 – Meet Dave and Carol (Case Study Overview)
01:48 – Their retirement goals + lifestyle
02:39 – Initial retirement analysis
02:51 – Investments and portfolio breakdown
03:08 – Pre-retirement vs retirement portfolio
04:00 – Social Security strategy and expectations
07:15 – Retirement analysis adjustments
07:50 – Healthcare expenses
08:53 – Retirement spending (expenses): Retirement Spending Smile
09:29 – Can this plan hold up long-term?
09:30 – Create your free retirement plan
(https://www.carothersrockwell.com/pla...)

#retirementplanning #caniretirewith350k #realretirementplan #socialsecuritystrategy #retirementcasestudy #financialplanning #retirementbudget