The $150 Billion Insurance Blind Spot (Encore Episode)

Join us on Friday, January 9th, 2026, at 12 PM EST for an encore presentation of Tech Behind FinTech featuring Mike Gulla, CEO & Co-Founder of Adaptive Insurance — a startup rewriting the rules of climate risk coverage in the age of AI.

Originally aired in 2025, this episode has only grown more relevant.

As climate-driven power outages accelerate and traditional insurers struggle to keep pace, a $150 billion blind spot has emerged in the small business insurance market. Mike, a veteran of Hippo, Allstate, and Esurance, breaks down how Adaptive uses AI, real-time data, and embedded fintech infrastructure to close that gap — fast.

From instant payouts without adjusters to API-driven parametric coverage, this conversation explores how Adaptive is building the fintech stack for climate resilience — and what it signals for the future of insurance, embedded finance, and small business protection.

🔍 What You’ll Learn

• Why climate risk is the insurance industry’s next major reckoning
• How Adaptive’s GridProtect enables instant SMB payouts after power outages
• Why investors are betting on climate-insurance-as-a-platform
• What embedded parametric coverage means for the future of fintech
• How automation-first insurance models reduce claims time to zero

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About the Tech Behind FinTech: Understanding the technology that powers the money is essential. Knowing the business drivers that inspire how the money is made is crucial. Bridging the gap between the mind of the technologist and the mind of the business while celebrating and highlighting disruptive FinTech startups is monumental. Nnamdi Osuagwu hosts the 'Tech Behind FinTech' show and is the CEO and Founder of Strategic Generation, a Cybersecurity Consulting firm serving the FinTech industry.

#TechBehindFinTech #InsurTech #ClimateInsurance #FinTechForGood #ParametricCoverage #AdaptiveInsurance #StrategicGeneration #StratGen