Texas Claims Adjuster Exam - Practice Test & Study Guide (25 Must Know Questions)

Preparing for the Texas Claims Adjuster Exam? This in-depth practice test and study guide covers 25 of the most essential and frequently tested questions you need to know to pass your state licensing exam with confidence. Each question includes a detailed explanation that breaks down complex insurance terms, Texas-specific laws, and ethical standards for adjusters. Whether you’re a first-time test-taker or renewing your license, this comprehensive review will help you master key principles and succeed on exam day.

In this session, you’ll learn about critical insurance concepts such as indemnity, subrogation, estoppel, and proximate cause. You’ll also review Texas-specific regulations including deadlines for claim acknowledgment, payment timelines, unfair claims settlement practices, and adjuster licensing requirements. The video explores real-world claims scenarios—like dispute resolution under the appraisal clause, comparative negligence, and salvage rights—helping you apply your knowledge in practical situations. Each explanation is designed to make state rules and policy language clear, ensuring you understand not just what’s correct, but why it’s correct.

This study guide is perfect for Texas insurance adjuster candidates preparing for exams administered by Pearson VUE or Prometric. It follows the current 2025 Texas licensing exam outline and covers topics from property and casualty principles to liability claims, homeowners policies, and workers’ compensation. By the end, you’ll have a strong grasp of both general insurance knowledge and the Texas-specific laws that govern adjuster conduct and claims handling.

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