Supreme Court নতুন নিয়ম - Loan এর EMI শোধ করতে পারছেন না তারা সাবধান | New Law Security Cheque Issue

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Supreme Court New Law For Security Cheque Issue | Loan Defaulter Careful

https://indiankanoon.org/doc/70531507/

What happens if personal loan is not paid? Is there a punishment for non payment of personal loan? Will the defaulter go to jail straight away?
There will be hooliganism displayed at the defaulters front door by the Banks? What are the bank loan recovery rules?
A person who is under stress due to non-repayment of loan, face further nightmares answering these question. Defaulting on loan payments triggers fear. No doubt.
But it must also be remembered that there are rights of a loan defaulter as well. Banks (lenders) cannot start arm-twisting the defaulter.
Points to remember:
1. Why a loan defaulter needs protection: Because there may be a ‘genuine problem’, due to which one is defaulting on loan. In the court of law, genuine reasons are given due weightage. It is true that banks will not allow their money to let-go easily. A due course of action will take place. But if one is unable to pay personal loan EMI (say), this does not make him/her a criminal. Read more about What to do when loan EMI is very high.
2. Loan defaulter will not go to jail: Defaulting on loan is a civil dispute. Criminal charges cannot be put on a person for loan default. It means, police just cannot make arrests. Hence, a genuine person, .... genuine problems, are not able to pay their due EMI. These rules are not for careless, escapists, wilful defaulters, and non-law abiding people.
What a genuine person must know about the consequences of loan default?
Types of Loan Defaulters
There are three types of people who default on loans
1. Careless people: These people are called careless because they took excess loan. They did not




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Negotiable Instruments have been used in commercial world since long as one of the convenient modes for transferring money.



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Content Cover
Personal loan defaulter legal action in india,
Punishment for non payment of personal loan,
Legal notice for non payment of personal loan,
Rights of loan defaulters in india,
Guidelines for one-time settlement,
Supreme court judgement on recovery agents,
Supreme court guidelines on loan recovery,
Supreme court judgement on one time settlement,


Disclaimer - The information provided in this video is for general information and education of the public at large, on the request of the viewers are based on personal views and understanding of the law and not intended to constitute any legal advice or recommendation of any kind. It may not reflect the most current legal developments. This education program does not constitute legal or any other form of advice from Palash Das. The video is not for any advertisement, solicitation, invitation, or inducement in any way. We does not warrant the performance, effectiveness or applicability of any sites or PDF file listed or linked to in any Video Content. The viewers must always do any act by their own diligence and anyone who wishes to apply the idea/s contained in the video, takes full responsibility for it and it is done at his/her own risks and consequences. Palash Das, associate with High Court Advocate, I am (Palash Das) discuss the laws and sections of Indian Laws and Court Cases.
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Palash Das, associate with High Court Advocate, I am (Palash Das) discuss Indian laws and sections, and discuss the judgement of Indian Laws and Court Cases for awareness of common people of India.

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Motivation and Legal Advice Team