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Why Your Million Dollar Retirement Plan Might Not Be Enough

Автор: John L Smallwood CFP®

Загружено: 2025-03-12

Просмотров: 1818

Описание:

You asked, we’re answering. In this episode, we’re reacting to your toughest comments and biggest questions about retirement planning. From misconceptions about market returns to the hidden dangers of inflation, we’re setting the record straight and diving deeper into the strategies that actually secure your financial future.

Financial expert Rob Marks returns to clarify the confusion, challenge assumptions, and offer actionable advice for building a retirement plan that lasts. He breaks down why average returns can be misleading, how personal inflation can quietly erode your savings, and the strategies that can safeguard withdrawals during market downturns. Plus, Rob shares how to build a backup plan for financial stability, no matter what the market throws your way.

Chapters
0:00 Intro
2:38 Reacting to Market Return Misconceptions
7:02 How Personal Inflation Impacts Your Savings
12:52 Addressing Uncertainty in Retirement Planning
16:05 Lessons from 1984: CDs and Economic Shifts
27:07 Transitioning Smoothly into Retirement
30:33 Strategies for Withdrawals During Market Downturns

Commenters mentioned in video: ‪@dharmapunk777‬ ‪@spicyboi7608‬ ‪@numchux2‬

Join the conversation and see if your comment made the cut! If this episode adds value, drop a comment, like the video, and subscribe for more expert insights on securing your financial future.

Work with Smallwood Wealth Management
Learn more about Smallwood Wealth: https://smallwoodwealth.com
Schedule a free 15 minute introduction: https://go.smallwoodassociates.com/co...

Connect with Us On Social Media
Instagram:   / smallwoodwealth  
LinkedIn:   / john-l-smallwood  
Facebook:   / smallwoodwealthmanagement  

This communication is strictly intended for individuals residing in the states of CA, CO, CT, DC, DE, FL, GA, IL, LA, MA, ME, NC, NH, NJ, NM, NY, OH, PA, RI, SC, TX, UT, VA. No offers may be made or accepted from any resident outside these states due to various regulations and registration requirements regarding investment products and services. Investments are not FDIC- or NCUA-insured, are not guaranteed by a bank/financial institution, and are subject to risks, including possible loss of the principal invested. Fixed insurance products and services are offered through Ash Brokerage or Smallwood Associates, Ltd. Fixed annuities are long-term insurance products. Before you purchase, be sure to talk to your financial professional about the annuity's features, benefits, and fees, and whether the annuity is appropriate for you, based on your financial situation and objectives. All guarantees are based on the continued claims-paying ability of the issuing company. Investment Advisory Services are provided by Smallwood Wealth Investment Management, LLC, an SEC-registered investment advisor. Headquartered at 199 Broad Street, Red Bank NJ 07701-2056.

Securities offered through Regulus Financial Group, LLC. Member FINRA/SIPC. Headquartered at 2687 44th St. SE Kentwood, MI 49512. Regulus Financial Group, LLC and Smallwood Wealth Investment Management, LLC are not affiliated companies.

NOT FDIC INSURED. NOT BANK GUARANTEED. MAY LOSE VALUE, INCLUDING LOSS OF PRINCIPAL. NOT INSURED BY ANY STATE OR FEDERAL AGENCY.

Why Your Million Dollar Retirement Plan Might Not Be Enough

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